我们的服务主要面向可投资资产在 1000 万新币以上的超高净值家族。对于特定的复杂案例，我们也会根据情况灵活考虑。我们相信，只有专注于特定客户群体，才能提供最优质的服务。

Our services primarily target ultra-high-net-worth families with investable assets above SGD 10 million. For specific complex cases, we consider flexibly based on circumstances. We believe focusing on a specific client segment enables us to deliver the highest quality service.

我们采用 100% 纯咨询费模式。我们的收费基于资产规模和服务复杂度，通常为年度咨询资产的 0.5%-1%。我们不收取任何产品佣金、返点或隐藏费用。所有费用在合同中明确列出，完全透明。

We operate on a 100% fee-only model. Our fees are based on asset size and service complexity, typically 0.5%-1% of annual assets under advisory. We don't charge any product commissions, rebates, or hidden fees. All fees are clearly stated in the contract with complete transparency.

银行私人银行部门本质上是销售导向的，他们的收入主要来自销售自家或合作方的金融产品。而我们是独立顾问，不持有您的资金，不销售产品，只收取咨询费。这意味着我们没有利益冲突，可以为您提供真正客观的建议。我们可以在全市场范围内为您筛选最优的产品和服务提供商。

Bank private banking divisions are essentially sales-oriented, earning primarily from selling their own or partner financial products. We are independent advisors who don't hold your assets or sell products, charging only advisory fees. This means we have no conflicts of interest and can provide truly objective advice. We can screen for the best products and service providers across the entire market.

从初步咨询到完全落地，通常需要 3-6 个月。这包括架构设计、法律实体设立、银行开户、税务申请等环节。具体时间取决于您的资产结构复杂度和所在司法管辖区的合规要求。我们会全程协调律师、会计师和银行，确保流程高效顺畅。

From initial consultation to full implementation typically takes 3-6 months. This includes structure design, legal entity establishment, bank account opening, and tax applications. Specific timeline depends on your asset structure complexity and compliance requirements from your jurisdiction. We coordinate with lawyers, accountants, and banks throughout to ensure an efficient and smooth process.

不一定。我们可以为您设计全球化的资产持有架构。您的资产可以分散在不同司法管辖区，通过新加坡的控股公司或信托进行统一管理。我们会根据您的税务居民身份、资产类型和风险偏好，为您设计最优的全球配置方案。

Not necessarily. We can design a global asset holding structure for you. Your assets can be distributed across different jurisdictions, managed centrally through Singapore holding companies or trusts. We'll design the optimal global allocation plan based on your tax residency, asset types, and risk preferences.

我们采用"三权分立"的模式：我们负责咨询和策略制定，顶级托管银行负责资产保管，独立审计师负责监督。我们永远不会接触您的资金。所有的投资决策都需要您的授权，我们只是提供建议和执行监督。这种模式确保了最高级别的资产安全和透明度。

We employ a "separation of powers" model: we handle advisory and strategy formulation, top custodian banks safeguard assets, and independent auditors provide oversight. We never touch your funds. All investment decisions require your authorization; we only provide advice and execution oversight. This model ensures the highest level of asset security and transparency.